Privacy Policy

Effective Date: 1/17/2025

Thank you for choosing Insurance DIBS™ and our DIBS School course. We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information.

1. Information We Collect

We collect the following types of information:

  • Personal Information: Name, email address, phone number, billing address, and payment details when you sign up for our course or services.

  • Usage Data: Information about how you interact with our website, including IP address, browser type, pages visited, and time spent on our site.

  • Communications: Any feedback, questions, or other correspondence you share with us.

2. How We Use Your Information

We use the information we collect to:

  • Provide access to the course and any related services.

  • Process payments and manage billing.

  • Send updates, promotional offers, and important notifications about the course.

  • Improve our course content, website, and customer experience.

  • Comply with legal obligations.

3. Sharing Your Information

We do not sell or share your personal information with third parties, except as necessary to:

  • Process payments through secure third-party processors (e.g., Stripe, PayPal).

  • Provide essential services (e.g., email marketing platforms or hosting providers).

  • Comply with legal requirements or enforce our Terms of Service.

4. Data Security

We use industry-standard security measures to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

You have the right to:

  • Access, update, or delete your personal information.

  • Opt out of marketing emails by clicking the “Unsubscribe” link in any email.

  • Contact us with any concerns about your data.

6. Contact Us

For questions or concerns regarding this Privacy Policy, please contact us at [email protected]

© 2025 The Baltic Agency LLC DBA Dibs Toolbox. All rights reserved.

EARNINGS DISCLAIMER: We don’t believe in get-rich-quick programs. We believe in hard work, adding value, and serving others. That’s exactly what DIBS School is designed to help you do. As required by law, we cannot and do not make any guarantees about your ability to achieve specific results or earn money using our ideas, information, programs, or strategies. We don’t know you, and your results depend on your effort, skills, and circumstances. Agreed? We’re here to help by sharing our proven strategies to help you grow and succeed faster. However, nothing on this page, our website, or in our emails is a promise or guarantee of future earnings. If you have questions, email us at [email protected].

LEGAL DISCLAIMER: Certain strategies and methods shared in this course may not be applicable to every state, country, or brokerage. These are strategies and methods that have proven effective within specific contexts and should be evaluated for compliance with your local laws and regulations. Always perform your own due diligence and consult with local legal or compliance experts before implementing any course of action recommended in our materials. By accessing and interacting with this site or any DIBS School materials, you agree to hold harmless Majda Baltic, DIBS School, and all affiliates or entities associated with the course for any outcomes resulting from implementing actions recommended in our content.

REFUND POLICY: Annual members are eligible for a full refund within the first 48 hours, no questions asked. After this period, no refunds are available (though you may cancel at any time). Monthly members are not eligible for the 48-hour refund policy but may cancel at any time. Upon cancellation, access will remain active until the end of the current billing cycle. By signing up, you agree to these terms and will not dispute charges.

DISCLAIMER: This site is not a part of the Facebook website or Facebook Inc. Additionally, this site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.