Terms of Service

Effective Date: 1/17/2025

Welcome to DIBS School! By accessing or using our course and services, you agree to the following Terms of Service. Please read them carefully.

1. Course Access

Upon registration and payment, you will receive access to the course materials for the duration specified at the time of purchase.
Access is for individual use only and may not be shared with others.

2. Payments and Refunds

We use the information we collect to:

All fees are due at the time of registration unless otherwise specified.
Refunds, if applicable, must be requested within 48 hours of purchase. Refunds are subject to our sole discretion.

3. Intellectual Property

All course content, including videos, written materials, and tools, is the intellectual property of Insurance DIBS™.
You may not reproduce, distribute, or share course materials without written permission.

4. User Conduct

You agree to:

Use the course materials only for lawful purposes.
Refrain from sharing access credentials or attempting to disrupt the platform.
Respect the privacy and intellectual property rights of other participants and our company.

5. Disclaimer

The course and services are provided "as is" without any warranties, express or implied. We do not guarantee specific results or outcomes from using our course.

6. Limitation of Liability

To the fullest extent permitted by law, Insurance DIBS™ is not liable for any indirect, incidental, or consequential damages arising from your use of the course or services.

7. Changes to These Terms

We reserve the right to update these Terms of Service at any time. Changes will be effective immediately upon posting. Continued use of the course constitutes your acceptance of the updated terms

8. Contact Us

For questions or concerns regarding these Terms of Service, please contact us at [email protected].

EARNINGS DISCLAIMER: We don’t believe in get-rich-quick programs. We believe in hard work, adding value, and serving others. That’s exactly what DIBS School is designed to help you do. As required by law, we cannot and do not make any guarantees about your ability to achieve specific results or earn money using our ideas, information, programs, or strategies. We don’t know you, and your results depend on your effort, skills, and circumstances. Agreed? We’re here to help by sharing our proven strategies to help you grow and succeed faster. However, nothing on this page, our website, or in our emails is a promise or guarantee of future earnings. If you have questions, email us at [email protected].

LEGAL DISCLAIMER: Certain strategies and methods shared in this course may not be applicable to every state, country, or brokerage. These are strategies and methods that have proven effective within specific contexts and should be evaluated for compliance with your local laws and regulations. Always perform your own due diligence and consult with local legal or compliance experts before implementing any course of action recommended in our materials. By accessing and interacting with this site or any DIBS School materials, you agree to hold harmless Majda Baltic, DIBS School, and all affiliates or entities associated with the course for any outcomes resulting from implementing actions recommended in our content.

REFUND POLICY: Annual members are eligible for a full refund within the first 48 hours, no questions asked. After this period, no refunds are available (though you may cancel at any time). Monthly members are not eligible for the 48-hour refund policy but may cancel at any time. Upon cancellation, access will remain active until the end of the current billing cycle. By signing up, you agree to these terms and will not dispute charges.

DISCLAIMER: This site is not a part of the Facebook website or Facebook Inc. Additionally, this site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.